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FIDELE PACKAGES
Born out of a market need for Multirisk Comprehensive Products designed to fulfill the needs of a certain niche-market for small to medium commercial enterprises, the Fidele Packages provide the maximum coverage in all aspects of day-to-day risks at a reasonable price, with flexibility in sums insured and conditions.
These are tailor-made products designed for a clientele who has the option to choose what most fits its needs.
The Property Insurance relates to two main categories:
Contents: The Interior decoration such as furniture, fixtures with an option for Valuables, Jewelries, expensive Paintings etc. Building: The Construction that includes Electro-Mechanical properties such as lifts, Boilers, Generators etc. Basic coverage: Fidele Home comprises the Loss or Damage inflicted to the Property insured up to Total Sums at Risk, caused by Fire, Lightning, Domestic Explosion, Smoke, Impact of Vehicles & falling of Aircraft.
Optional coverage: Fidele Home offers a variety of useful protection to be added to the Basic Coverage, such as Landlord’s recourse, Neighbor’s recourse, Earthquake & Tsunami, Storm, tempest, flood, snow, Alternative house accommodation, Removal of debris, Water Damage, Burglary, Third Party & Personal Liability & Terrorism.
The Property Insurance relates to two main categories:
Contents: The Interior decoration such as office equipment, furniture, fixtures etc… Building: The Construction that includes Electro-Mechanical properties such as lifts, Boilers, Generators etc.Coverage: Fidele Shop-Office offers the same coverage as for FIDELE HOME:, with some relevant additions, such as Cancellation of the Electrical Clause, Workmen Compensation, Plate Glass, Removal of debris & Business Interruption.
The Property Insurance relates to two main categories:
Contents: The Interior decoration such as Kitchen equipment, furniture, fixtures etc… Building: The Construction that includes Electro-Mechanical properties such as lifts, escalators, Boilers, Generators etc.Coverage: All Basic covers operating for Commercial Risks (as in Fidele Shop above) apply in the Fidele Restaurant. The major difference lies in the Third Party Liability section that covers in excess of the standard Liabilities, Bodily Injury & Property Damage sustained by Third Parties caused by Fire and Movements of Panic, Liability towards Neighbours arising out of Water Damage initiating from your own premises, and Intoxication & food Poisoning to clients.
Also some new additions can be found, such as Deterioration of Stock (following a covered Fire) & Valet Parking.
The Property Insurance relates to two main categories:
Contents: The Interior Decoration such as Garage equipment, Machinery, Tools etc… Building: The Construction that includes Electro-Mechanical properties such as lifts, escalators, Boilers, Generators etc.Operational Liability: Operational Liability includes Liability arising out of Loss or Damage to the vehicles under repair or alteration due to accidents such as Fire, Theft, Test Driving, Hoisting etc. and covers also the Road Risks Liabilities (Liability to Third Parties while driving the vehicle).
Professional Liability: Professional Liability covers the Insured’s Liability for any professional error or omission leading to Loss or Damage to the vehicle under custody.
The Property Insurance relates to two main categories:
Contents: The Interior Decoration such as medical equipment, machineries, furniture, fixtures etc… Building: The Construction that includes Electro-Mechanical properties such as lifts, Boilers, Generators etc.The Coverage, In excess of the FIDELE SHOP-OFFICE , the FIDELE LABORATORY comprises Liabilities such as Medical Malpractice & Reconstitution of Files due to a covered Fire.
The Property Insurance relates to three main categories:
Contents: The Interior Decoration such as Garage equipment, Machineries, Tools etc… Building: The Construction that includes Electro-Mechanical properties such as lifts, escalators, Boilers, Generators etc. Vehicles: The Vehicles that are under a 24hours custody & control.The Coverage of the Fidele Petrol Station includes all usual covers related to the FIDELE SHOP-OFFICE. Also, it may embrace an innovation in the Third Party Liability cover whereas the Fidele Petrol Station cover risks related to operations usually performed in Petrol Stations, such as damage to cars handled by employees of the Insured during carwash, driving the vehicle within the facility, Fire to Clients’ cars under custody during night closing hours etc.
The Property Insurance relates to two main categories:
Contents: The Interior Decoration such as Kitchen equipment, furniture, fixtures etc… Building: The Construction that includes Electro-Mechanical properties such as lifts, escalators, Boilers, Generators etc.The Coverage is very much similar to the covers of the Fidele Restaurant, with extra cover inherent to home delivery.
The Property Insurance relates to two main categories:
Contents: The Interior Decoration such as stock of medical equipment & medicine, furniture etc… Building: The Construction that includes Electro-Mechanical properties such as lifts, Boilers, Generators etc.The Coverage is same applied as for the FIDELE SHOP-OFFICE., with some variation in rates which are very competitive.
The Property Insurance relates to two main categories:
Contents: The Interior Decoration such as stock in Trade, Equipments, Tools, furniture, fixtures etc… Building: The Construction that includes Electro-Mechanical properties such as lifts, Boilers, Generators etc.Same covers apply as for the FIDELE SHOP-OFFICE, with variations in rates which are very competitive, and an additional free benefit in case the Insured chooses at least 8 out of 10 available benefits:
Workmen Compensation cover for one named employee. Cash in Safe or locked drawers up to US$ 500. In case of a Fire destroying Films belonging to our Insured’s Clients, each of these clients will be compensated with 10 virgin films.
The Property Insurance relates to two main categories:
Contents: The Interior Decoration such as medical equipment & machinery, stock of medicine, furniture, fixtures etc… Building: The Construction that includes Electro-Mechanical properties such as lifts, Boilers, Generators etc.The Coverage of the Fidele Clinic is similar to the Fidele Pharmacy in covers & rates, with three additional features:
Locum Doctor: In case of Accident or Sickness, the Clinic’s Doctor could ensure a replacement practitioner for the whole period of rest, Personal Accident: Covering the Clinic’s Doctor against Death & Permanent Disability, Medical Malpractice: Covering your Liability for Bodily Injury caused by a professional error or omission.
The Property Insurance relates to two main categories:
Contents: The Interior decoration such as office equipment, stock in trade, furniture etc… Building: The Construction that includes Electro-Mechanical properties such as lifts, Boilers, Generators etc.Same covers apply as for the FIDELE SHOP-OFFICE, with variations in rates which are very competitive and an additional free benefit in case the Insured chooses at least 9 out of 11 available covers: Which is that Fidelity will redeem 50% of the cost of the damaged Permanent lenses, if returned by the clients within a period of 30 days.
The Property Insurance relates to two main categories:
Contents: The Interior decoration such as Equipment & Machinery, furniture, fixtures etc… Building: The Construction that includes Electro-Mechanical properties such as lifts, Boilers, Generators etc.The Coverage of the Fidele Laundry is same as one of the FIDELE SHOP-OFFICE, with an additional feature in the Third Party Section covering Operational Liability, i.e. Loss or Damage to clients’ clothes under the Insured’s custody, caused by any peril.
The Property Insurance relates to two main categories:
Contents: Such as stock of cars for sale, contents of the insured’s office, etc… Building: The Construction of offices or showroom if any.The Coverage of the Fidele CAR EXHIBITION is same as one of the FIDELE SHOP-OFFICE, with an additional feature covering the insured’s operational liability related to bodily injury and property damage caused by the insured or any of his clients, to third parties, occurring on the main road and arising out of the use or trial of any vehicle for sale.