When our beautiful families grow, financial pressures grow along with worries of future financial incapacities when stroked by a health crisis. One of an undesired outcome is getting knocked by a serious illness, which can turn our lives dramatically the wrong way up.

Critical Illness Insurance is an insurance service that provides a lump-sum cash payment if the insured was diagnosed with one of the critical illnesses listed in the policy with 36 specific  covered diseases. In that fateful episode, the insured is compensated with that lump-sum to help him solve the financial repercussions on his life and loved ones.

The sum insured could be useful in covering the costs of healthcare treatments, surgeries, daily expenses, debts settlement, lost income reimbursements etc.

The policy requires that the insured survives a minimum of 30 days from the time the illness was first diagnosed.

List of covered diseases:

AIDS/HIV, as a result of a blood transfusion
AIDS/HIV, from occupational duties
Alzheimer's disease/Severe Dementia
Aorta Surgery
Apallic Syndrome
Aplastic Anemia
Bacterial Meningitis
Benign Brain Tumor
Blindness
Cancer
Coma
Coronary Artery Bypass Surgery
Creutzfeldt-Jakob Disease
Encephalitis
End Stage Liver Disease
End Stage Lung Disease
Heart Attack
Heart Valve Surgery
Kidney Failure
Loss of Hearing (Deafness)
Loss of Limbs
Loss of Speech
Major Burns
Major Head Trauma
Major Organ/Bone Marrow Transplantation
Motor Neuron Disease
Multiple Sclerosis
Muscular Dystrophy
Paralysis
Parkinson's disease
Poliomyelitis
Primary Pulmonary Hypertension
Progressive Scleroderma
Angioplasty
Stroke
Systematic Lupus Erythematosus